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Electronic Certificate of Title Victoria
28 Sep 2016

Electronic certificate of title Victoria

The Land Titles Office (LTO) is currently in the process of working with the major banks to convert paper certificate of titles (pCT) to electronic certificate of title Victoria (eCT).

This conversion process will occur in two phases:

  1. From 19 September 2016 onward, all major banks will replace paper certificates of title for dealings scheduled to settle after 22 October 2016 with electronic certificate of title Victoria.
  2. On 22 October 2016, Land Victoria will conduct a bulk conversion of paper certificates of titles to electronic certificate of title Victoria where a major bank is the first mortgagee on title.

How will this affect lodgement at Land Victoria?

Land Victoria will accept the lodgement of paper and electronic certificates of title Victoria up until 22 October 2016. From 24 October 2016 onwards, Land Victoria will no longer accept paper certificates of title for lodgement where the title has been converted into an eCT and the outgoing mortgagee is a major bank.

With all property dealings involving an eCT, the outgoing mortgagee will need to lodge a nomination to make the certificate of title available at the titles office for the specific dealing. Any attempt to lodge a paper certificate of title that has been converted into an eCT where the outgoing mortgagee is a major bank will be referred back to the outgoing mortgagee to lodge this nomination. If you have any concerns regarding your settlement that involves an electronic certificate of title Victoria, contact your bank- the outgoing mortgagee for further clarification.

Identifying an electronic certificate of title Victoria

Electronic certificates of title (eCT) will be easily identified in the Administrative Notices section on a title search. This will also identify who holds eCT Control.

In Victoria the eCT Control may be held by any PEXA Subscriber. The eCT Controller (eg. the Vendor’s Bank or if unencumbered, the Vendor’s representative) will complete and lodge a Nomination in PEXA, forgoing eCT Control upon registration of the settlement dealing. This is the electronic equivalent of bringing a paper title to settlement.

This means you no longer need a paper certificate of title at a manual settlement. A title search/final search will confirm the Nomination has been registered, along with its dealing number. This is your guarantee that the property transaction can proceed just as it would with a paper title.

Although it is not necessary, you are able to print the title search/final search showing completion of all dealings and take it to settlement.

Land Victoria have provided some useful information regarding eCTs. Alternatively, contact our conveyancing lawyers for further information.

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Selling property in Melbourne Attending settlement when the Certificate of Title Victoria is electronic

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Celal has been a great supporting presence during our first home purchase. My partner and I had used Haitch Legal for... contract reviews and conveyancing needs during settlement of our home purchase. Despite having a million questions Celal was always happy to answer them and guided us through the process. Everything was made simple for us to understand which gave us the right confidence to successfully purchase and settle our first home!read more
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I have engaged Haitch Conveyancing based on their 5 star reviews and their quick response and transparent... pricing.Celal and Halil reviewed couple of contracts for me and always pointed out important matters and provided change feedback in timely and consistent manner. When I found the one, Celal has reviewed the contract very promptly and kept me updated with all the progress during settlement period. Everything was calculated correctly and he ensured all involved parties and agencies are also informed. I cant thank enough to Celal and Halil for their service and making this home buying process as easy as.I strongly recommend Haitch Conveyancing to anyone in Victoria, Australia for all property matters.read more
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I utilised Haitch Conveyancing for my first property purchase and they were nothing short of brilliant. They were... thorough, prompt, always had time for me, and explained things in ways I easily understood. The whole team were amazing. I'd recommend them to anyone looking for conveyancing services in Melbourne, I wouldn't go with anyone else.read more
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Halil and team were nothing short of amazing! Answering queries within hours and having everything settled on time and... without hiccup.Will be using Haitch for all future settlements. Thanks again.read more
Aloka Moghe
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We knew very little about conveyancing process but Halil explained the process in detail to us and made the process... painless. Katarina was excellent with communication keeping us up to date as it progressed.Would highly recommend Haitch Conveyancing.read more
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03:10 03 Mar 20
Haitch Conveyancing has provided legal services for us for a property settlement in Melbourne. Their service was very... personalized, on - time and flawless. I was able to reach them whenever i had questions and each time they took their time to explain all the relevant details to me. I would never work with any other law office for conveyancing ever again. I recommend Haitch to every Victorian.read more
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The team was fantastic, easy to deal with, everything was done electronically and via email. Can call at any time and... receive an answer to your questions.read more
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The Team at Haitch Conveyancing took care of conveyancing in a friendly and efficient manner.
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Halil & Katarina have assisted me with my property purchase. They are efficient & easily approachable. Replies to... email are very prompt. Highly recommended for their services.read more
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Friendly, helpful and experienced team who is very approachable and supportive. Thank you for helping through with my... first home purchase!read more
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Halil assisted me with my property sale. He is very approachable and efficient with his work. Very highly recommended... and fairly priced.read more
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Halil helped us with the conveyancing for the recent purchase of our first home. A potentially stressful process was... made very simple, always picks up the phone and quickly responds to emails and a very reasonable fee. Highly recommended and would work with again.read more
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Haitch Legal did an excellent job taking care of our property purchase settlement. They made the whole process seem... seamless. Halil and Katarina were always patient and accessible and willing to answer any question I had. Very reasonably priced too. Will use again.read more
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Halil & Katarina are approachable with queries. We use them for all our business dealings. Would highly recommend to... all !!!read more
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Highly recommended! Halil assisted us through our conveyancing and always replied to our emails and questions... promptly. His fees are also very reasonable and explained the conveyancing process to us. Halil and his team are very friendly and professional. We would use his service again.read more
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Halil and Katerina were brilliant. Very responsive and patient with all our questions. Highly recommend.
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Halil and Katrina of Haitch Conveyancing assisted us in buying our family home. They were friendly and helpful, and did... great work. We are very happy to recommend them.read more
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We use Halil and refer our clients to him. We get good feedback. Great service with prompt response times at a... reasonable price. Highly recommend Halil and his team at Haitch legal. Thank You Halil from Demir & Co Accountants.read more
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